Compare Melio vs Gusto 2026

NOAWARDS
YET

SmartScore™

8.8

User Satisfaction

94%

Pricing:

Free

Pricing Model

Melio

Pricing Model

Free

Monthly payment

One-time payment

Annual Subscription

Quote-based

List of Features

Melio

List of Features

ACH payment processing
Billing & invoicing
Approval process control
Online payment processing
Check processing
Debit/credit card processing
Duplicate payment alert
Fraud detection

Pricing Info

Melio

Pricing Info

Melio is free to use. Pay business invoices with a bank transfer for free, or use your credit card to defer payment and earn rewards (2.9% fee).

Learn more about Melio pricing

Integrations

Melio

Integrations

Melio perfectly syncs with QuickBooks. It also supports payment with any credit card or bank in the US.

Languages Supported

English

Chinese

German

Hindi

Japanese

Spanish

French

Russian

Italian

Dutch

Portugese

Polish

Turkish

Swedish

Arabic

Prominent Clients

Coinmover, Kingston Wine Co., Hu Kitchen

Available Devices

Windows

Linux

Android

iPhone/iPad

Mac

Web-based

Windows Mobile

Company Size

Small Business

Large Enterprises

Medium Business

Freelancers

Available Support

phone

live support

training

tickets

General Info

A free, web-based payment system that lets you pay bills and vendors via bank transfer, debit, or credit card even if they only accept check payments. Melio is free to use and integrates seamlessly with Quickbooks to make it easier for you to manage your Accounts Payables.

Company Email

[email protected]

Contact No.

Company's Address

69 Mercer St, New York, NY 10012, USA

Melio Comparisons

Name

Comparision

Compare Melio vs QuickBooks Enterprise 2026

Compare Melio vs FreshBooks 2026

Compare Melio vs Express Accounts 2026

Compare Melio vs Connecteam 2026

Compare Melio vs Sage Intacct 2026

Compare Melio vs QuickBooks 2026

Compare Melio vs AccountEdge 2026

Compare Melio vs CYMA 2026

Compare Melio vs Denali (Cougar) 2026

Compare Melio vs Microsoft Dynamics GP 2026

Popular Melio Alternatives

Product Name

Score

Melio Best Competitors for 2026 9.6

Melio Best Competitors for 2026 9.5

Melio Best Competitors for 2026 8.7

Melio Best Competitors for 2026 8.5

Melio Best Competitors for 2026 6.5

Gusto

NOAWARDS
YET

SmartScore™

9.4

User Satisfaction

99%

Pricing:

Starting from $40

Gusto

Pricing Model

Free

Monthly payment

One-time payment

Annual Subscription

Quote-based

Gusto

List of Features

Lifetime Accounts for Employees
Digital Paystubs
Easy Charitable Donations
Employee Self-Enrollment
Automated New Hire Reporting
Automatic Payroll Tax Processing
Payroll on Autopilot
Contractor Payments
Net-To-Gross Payments
Unlimited Payroll
Cancel Payroll
Flexible Schedules
Detailed Payroll Reports
Multiple Pay Rates
Multipl Pay Schedules
Hourly and Salary-based Computations
Collaboration
Time-off Tracking
Direct Deposit and Checks
Software Integrations
Pre-Tax Benefits
Reimbursements
Multiple PTO options (tenure accrual, waiting periods, and standard or unlimited PTO)
Filterable payroll reports (filter by employee(s), location, department)
Custom offer letters
Flexible Spending Accounts, Health Savings Accounts, and Commuter Benefits.
Visual org charts
Coworker directories
Mobile
Digital Signature

Gusto

Pricing Info

Gusto offers four pricing plans for users to choose from. Give the details a look, and select the best plan for your business:

Simple Plan: A streamlined set of automatic payroll features and benefits integrations – $40/month (base price) + $6/month per person.

Includes full-service single-state payroll including W-2s and 1099s, employee profiles and self-service, Gusto-brokered health insurance administration, employee health and financial benefits, payroll and time off reports, custom admin permissions, integrations for accounting, time tracking, expense management, and more.

Plus Plan: Comprehensive payroll, benefits, and HR tools for employers building a great place to work – $80/month (base price) + $12/month per person.

Includes everything in the Simple plan, plus: full-service multi-state payroll including W-2s and 1099s, next-day direct deposit, hiring and onboarding tools, PTO management and policies, time tracking and project tracking, workforce costing and custom reports, team management tools.

Premium Plan: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams – Exclusive pricing, contact Gusto.

Includes everything in the Plus plan, plus: HR Resource Center, compliance alerts, access to certified HR experts, payroll migration and account setup, health insurance broker integration, R&D tax credit discount, waived fees and exclusive pricing, performance reviews, employee surveys and insights.

Contractor Plan: For contractor-only businesses who haven’t hired W-2 employees yet – $0/month (base price) + $6/month per person.

Learn more about Gusto pricing

Gusto

Integrations

Gusto Payroll integrates with the following business systems and applications:

BambooHR
QuickBooks
QuickBooks Online
Xero
Capital One Spark Business
FreshBooks
TSheets
When I Work
Deputy
Nimble Schedule
Boomr
Time Tracker
Receipt Bank
Kin
Ximble
eBility Time Tracker
Receipt Bank
Boomr
Homebase

Languages Supported

English

Chinese

German

Hindi

Japanese

Spanish

French

Russian

Italian

Dutch

Portugese

Polish

Turkish

Swedish

Arabic

Prominent Clients

Andy's Auto Sport, eAlchemy, Commonwealth Joe

Available Devices

Windows

Linux

Android

iPhone/iPad

Mac

Web-based

Windows Mobile

Company Size

Small Business

Large Enterprises

Medium Business

Freelancers

Available Support

phone

live support

training

tickets

General Info

Gusto is the winner of our Expert's Choice Award. It provides payroll, benefits, and workers' comp insurance to small businesses in the US. The platform is easy to use to match its comprehensive features including time-off management, contractor payments, automatic payroll tax processing, and visual org charts.

Company Email

[email protected]

Contact No.

+1-800-936-0383

Company's Address

500 Third St, Suite 405
San Francisco, CA 94107
USA

Gusto Comparisons

Name

Comparision

Compare Gusto vs Express Accounts 2026

Compare Gusto vs Sage Intacct 2026

Compare Gusto vs AccountEdge 2026

Compare Gusto vs QuickBooks 2026

Compare Gusto vs Microsoft Dynamics GP 2026

Compare Gusto vs FreshBooks 2026

Compare Gusto vs Connecteam 2026

Compare Gusto vs Denali (Cougar) 2026

Compare Gusto vs CYMA 2026

Compare Gusto vs QuickBooks Enterprise 2026

Popular Gusto Alternatives

Product Name

Score

Gusto Best Competitors for 2026 9.0

Gusto Best Competitors for 2026 8.8

Gusto Best Competitors for 2026 8.5

Gusto Best Competitors for 2026 8.0

Gusto Best Competitors for 2026 7.8

In case you are still having doubts about which software will perform best for your company it might be a good idea to analyze each service’s social metrics. Such metrics are quite often an indicator of how popular each service is and how wide is its online presence. For instance, in case of Facebook Melio has 1918 likes on their official profile while Gusto profile is liked by 38754 users.

Page last modified 2026-05-26

Compare Melio vs Gusto

Gusto

SmartScore™

User Satisfaction

Pricing:

Pricing Model

Pricing Model

List of Features

List of Features

Pricing Info

Pricing Info

Integrations

Integrations

Languages Supported

Prominent Clients

Available Devices

Company Size

Available Support

General Info

Company Email

Contact No.

Company's Address

Melio Comparisons

Popular Melio Alternatives

SmartScore™

User Satisfaction

Pricing:

Pricing Model

List of Features

Pricing Info

Integrations

Languages Supported

Prominent Clients

Available Devices

Company Size

Available Support

General Info

Company Email

Contact No.

Company's Address

Gusto Comparisons

Popular Gusto Alternatives

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