EPX (Electronic Payment Exchange) is an international payments platform that functions as a backend service partner, acquirer, and processor.
Amazon Payments is a service that provides you with the ability to use the payment methods already associated with your Amazon.com account.
EPX integrates with web-based reporting, online shopping carts, and virtual terminal solutions.
Login and Pay with Amazon integrates with the following busines systems and applications:
|Small Business | Large Enterprises | Medium Business||Small Business | Large Enterprises | Medium Business|
EPX fees are competitive at $15/month for the merchant account and a $5/month statement fee that incorporates the payment gateway. There are no setup, application, daily batch, and annual fees as well as no monthly transaction minimum. You can negotiate the length of contract and there is no cancellation fee. However, you will not be allowed to move a competing vendor during the period of contract.
EPX’s charges compare well with competitors with the discount rates as low as $0.20 + 1.59% per transaction (20 cents for authorization and 1.59% as the discount rate). The unique aspect is this provider utilizes interchange optimization technology to offer the best possible rate for individual transactions. The benefit is you get the lowest charge for each transaction, regardless of individual exceptions or other specifics.
Amazon Pay Fees
Amazon Pay fees are transaction-based and have a processing and authorization component. The transaction fee is composed of a domestic processing fee of 2.9% and an authorization fee of $0.30, plus tax charged when the purchase is successfully authorized and processed.
For example, if a $10 transaction is made on your website, your total transaction fee would be $.59:
The $0.30 authorization fee, included in the total transaction fee will be collected when the transaction is successfully processed or when a successful authorization that has not been captured is closed or expires.
Cross-Border Processing Fee
If you receive payment from a payment method issued outside of the U.S., Amazon will collect a 3.9% cross-border processing fee and the authorization fee described above, plus tax where applicable. The 3.9% cross-border processing fee is charged only when the transaction is captured. For example, if the customer’s credit card was issued outside of the U.S., the cross-border fee will be applied to your transaction.
For example, if a $10 cross-border transaction is made on your website, your total transaction fee would be $.69, according to our standard rate:
Disputed Chargeback Fee
If you request to dispute a chargeback claim that is not covered under Amazon’s Payment Protection Policy, it will assess a fee of $20 plus tax where applicable.
Refunds of Transaction Fees
If a refund takes place, you will also be refunded the following transaction fees, as applicable:
Please note that the Authorization Fee and Disputed Chargeback Fee are non-refundable.
|All Saints, Autoplicity, Build.com|
| 1201 N Market Street, Suite 701|
Wilmington, DE 19801
| Amazon Payments, Inc.|
1800 9th Avenue
Seattle, Washington 98101-1358
|Types of Support|
Types of Support
|Learn more about EPX pricing||Learn more about Amazon Payments pricing|
Page last modified
It may not always be enough to just compare EPX and Amazon Payments against each other. Although useful features, cost and user reviews are all important and should be considered when making a final choice, you should also pay attention to the recognition and awards merited by every app. Frequently a less dominant software may turn out to be an amazing choice that was a winner of many SaaS awards such as our Supreme Software Award which reveals that despite limited market presence it’s a worthy contender to the software that rule the market.