Compare Authorize.Net vs EPX

Authorize.Net does not have a fixed enterprise pricing scheme. Instead, users are charged for every processed transaction:

• 2.9% + 30c
• Setup – $49
• Monthly Gateway – $25
• Free Additional Services

EPX fees are competitive at $15/month for the merchant account and a $5/month statement fee that incorporates the payment gateway. There are no setup, application, daily batch, and annual fees as well as no monthly transaction minimum. You can negotiate the length of contract and there is no cancellation fee. However, you will not be allowed to move a competing vendor during the period of contract.

EPX’s charges compare well with competitors with the discount rates as low as $0.20 + 1.59% per transaction (20 cents for authorization and 1.59% as the discount rate). The unique aspect is this provider utilizes interchange optimization technology to offer the best possible rate for individual transactions. The benefit is you get the lowest charge for each transaction, regardless of individual exceptions or other specifics.