Compare Xero vs. 2CheckOut

Today’s firms need the best Accounting & Finance product to remain competitive. On this page we help you with choosing the right Bear in mind to opt for the solution that best answers your most crucial needs, not the application with the most robust features. In the event you have to quickly identify the optimal Payment Gateway according to our experts we recommend you take a look at the following solutions: PayU, PayPal Payments Pro, Braintree.





Xero screenshot 2CheckOut screenshot

Total Score

Our Score

9.4 ?

Our Score

8.6 ?

Client Experience

Client Experience

97% ?

Client Experience

100% ?



by quote

Price Scheme

Monthly payment Quote-based

Full Review

Product Info

Xero is an online accounting app that is designed to meet the requirements of small businesses across multiple industries.
2Checkout is a leading global payment platform that lets businesses provide a global and customized online and mobile payment experience.


Xero has over 400 partners that help make its software work seamlessly with the business software used by their customers, resulting in a better, more efficient customer experience. Current integrations include:

  • Zenpayroll
  • Squarespace
  • Evernote
  • Stripe
  • Expensify
  • PayPal
  • ADP
  • Stich Labs
  • Square
  • Kabbage
  • Deputy
  • Vend
  • Bill
  • Workflow Max
  • Bode Tree
  • Harvest
  • Mogul
  • rPOS by RPG
  • Neatly
  • Expandly
  • Synergy 8
  • Mentio Business Mentor
  • Fishbowl Manufacture and Warehouse
  • Automatic Mileage Expensing
  • Boomr
  • Carbon Analytics
  • Stripe by Commerce Sync
  • Pennypipe
  • Red Arc System
  • MRPEasy
  • Volusion by Vextras
  • Ranqx

2CheckOut offers a smooth integrations with almost all popular shopping cart systems out there, including:

  • 3dcart
  • Bigcommerce
  • FoxyCart
  • LemonStand
  • Megento
  • Nutcache
  • Open Cart
  • PrestaShop
  • Shopify
  • WooCommerce
  • Zoho

Available Features


  • Add-ons – Choose from a wide range of powerful add-ons
  • Bank reconciliation – Automatically import and code transactions
  • Contacts – Keep track of suppliers and customers
  • Dashboard – Instantly view your bank balances, sales and bills
  • Expense claims
  • Files – Attach documents to your financial data
  • Financial reporting
  • Free, unlimited email support
  • Inventory
  • Invoicing – Create and send invoices automatically
  • Log in from anywhere
  • Mobile apps (Android, iPhone/iPad)
  • Multi-currency
  • Online accounting – Access Xero anytime, anywhere
  • Payroll
  • Purchase orders
  • Quick and easy 1099s
  • Receive bills electronically
  • Smart lists – Segment contacts based on purchase history


  • Multiple payment methods: MasterCard, Visa, Discover, American Express, Diner’s Club, JCB, debit card, and Paypal
  • Multi-currency support of up to 87 currencies
  • Multi-languae support of up to 15 languages
  • Level 1 Payment Card Industry (PCI) Data Security Standard
  • Integration with more than 100 online shopping carts and invoicing systems
  • Customized checkout options: Standard and Inline
  • Recurring Billing
  • Account Updater
  • Create customized subscription plans

Vendor Email

Contact Phone

614-921-2450 or 877-294-0273

Support Types

Phone Live Support
Ticket Training

Contact Address

101 Green St., 5th Floor
San Francisco, CA 94111
855 Grandview Avenue Suite 110
Columbus, OH 43215

Devices Supported

Windows Mobile

Languages Supported

USA, UK, Canada, International International

Company Size

Small Business | Freelancers Small Business | Large Enterprises | Medium Business

Pricing Plans

Xero provides its clients with a 30-day free trial and three SMB and enterprise pricing plans to choose from. Here are the details:

Starter – $25/month

  • 5 Invoices and Quotes
  • 5 Bills
  • 20 Bank Transactions
  • 1 Payroll

Standard – $50/month

  • Unlimited Invoices and Quotes
  • Unlimited Bills
  • Unlimited Bank Transactions
  • 5 Payrolls

Premium 5 – $60/month

  • Unlimited Invoices and Quotes
  • Unlimited Bills
  • Unlimited Bank Transactions
  • 10 Payrolls
  • Multi-Currency
  • Auto superannuation

2Checkout offers two pricing rates based on successful transactions made. No monthly plans or setup fees are charged.

  • Simple Pricing – 2.9% + 30¢ per successful transaction (US rates; rates vary per country)
  • Volume Pricing – available by quote, so contact the vendor directly for more details

Pricing Details

Learn more about Xero pricing Learn more about 2CheckOut pricing

Prominent Clients

Crush + Lovely, Three Babes Bakeshop, CEP, New Zealand Drug Foundation

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All the data, details and opinions that we offered in this table were collated from official vendor sites, promotional materials available online, actual experience from real clients as well as our own everyday use of each solution by a professional reviewer. We pay a lot of attention to extensively test each app, as a result we not only examine it ourselves, but we also compare our results with experiences of other members from the SaaS community.